News | Cash & Payment News

John Winchcombe

24 Aug. 2025

9 min read

Overview and Analysis of the GENIUS Act

The GENIUS Act (Guiding and Establishing National Innovation for US Stablecoins Act), is a US federal bill establishing the first comprehensive regulatory framework for the issuance and supervision of payment stablecoins in the US. The legislation introduces a tiered oversight model, codifies prudential standards, and confirms that payment stablecoins are not to be treated as securities or deposit liabilities. It is, therefore, critical legislation with global implications.

Stablecoins

Astrid Mitchell

24 July 2025

3 min read

Cash Cycle Seminars to Focus on Resilience, Sustainability

Currency Research’s (CR) regionally focused Cash Cycle Seminars are returning the second half of this year with stops in Bali and Miami. Established in 1995, the Cash Cycle Seminars bring global best practices around commercial cash management, distribution, and circulation to address key issues in regional markets, providing a holistic view of the cash cycle and the challenges and opportunities confronting the entire range of industry stakeholders.

Aftab Baloch

23 July 2025

4 min read

Beyond Bills: Pakistan’s Digital Leap Begins with Budget 2025

Pakistan’s 2025-2026 federal budget marks a decisive policy pivot toward cultivating a digitally empowered, future-oriented financial landscape.

Payments

John Winchcombe

23 July 2025

5 min read

Fraud and Who Should Pay

UK Finance recently published its Annual Fraud Report. It describes in detail what is happening and changes in fraud. Although it does not say how those costs are then passed on to the consumer, it will undoubtedly be the consumer who ultimately pays. Understanding fraud is, therefore, important.

Crime

John Winchcombe

23 July 2025

5 min read

The New Structural Instability of the Financial System

A new paper from the SUERF, the European Money and Finance Forum, explains that the rising systemic importance of Non-bank financial institutions (NBFIs), is sharply increasing the need for central banks to intervene to stabilise financial systems as banks become less able to provide liquidity.

Payments

John Winchcombe

23 July 2025

5 min read

Stablecoins: What is All the Fuss About?

The news pages and feeds are full of stories about stablecoins at the moment. For example, Citi has recently announced that they are looking to issue their own stablecoins and their CEO, Jane Fraser, said that stablecoin issuance could reach $3.7 trillion by the end of the decade. In the US President Trump has signed into law the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act to establish a regulatory framework for ‘payment’ stablecoin issuers.

Stablecoins

Guillaume Lepecq

23 July 2025

5 min read

French And Swedish Action to Safeguard Cash

France’s National Payments Committee urges immediate action to secure future payments sovereignty amid rising geopolitical tensions. Cash is crucial for economic resilience, industrial autonomy and national sovereignty.

Future of Cash

John Winchcombe

23 July 2025

5 min read

News in Brief

Over 80% of online merchants offer payment by Cash on Delivery (CoD) in markets such as Greece, Bulgaria and Slovakia.

News

John Winchcombe

23 July 2025

6 min read

P.I.T. Exchange – Resilience and Sustainability of Cash in the Cash Cycle

Despite the rapid rise of digital payments, cash remains a critical pillar of the global financial system, especially in regions where digital infrastructure is lacking or financial inclusion is low. The cash ecosystem is complex, involving central banks, commercial banks, cash-in-transit (CIT) companies, and technology providers. It is also facing mounting pressure to adapt due to infrastructure vulnerabilities, economic misalignments, financial exclusion and a need for better crisis preparedness.

Cash Management

John Winchcombe

23 July 2025

3 min read

Sustainability and Cash Management in Thailand

At May’s Currency Conference the Bank of Thailand’s (BOT) Anak Somkanae, Senior Director, Payment Infrastructure and Services Strategy and Development Department, presented on cash logistics and its significant carbon footprint and. Separately, Montira Pattanakul, Senior Director, Banknote Operations Department took part in panel discussion on the cash product from cradle to grave. These two sessions gave an excellent overview of the BOT’s cash operations.

Cash Management Free Sustainability Free

John Winchcombe

23 July 2025

3 min read

Driving Environmental Change

ATMIA recently held a webinar with Diebold Nixdorf (DN) looking at the role of ATMs in sustainable banking. Contributors were Helena Mueller, VP Europe, Matt Phillips, Head of Banking, UK & Ireland and Raoul Meichtry, Managing Director, Switzerland.

Sustainability

John Winchcombe

23 July 2025

5 min read

CBDC News

Mastercard’s Chief Product Officer says stablecoins offer promising attributes like high speed and low costs but lack essential attributes like a seamless user experience and wide distribution to consumers.

CBDC

John Winchcombe

23 July 2025

5 min read

Payment News

Five big banks in Belgium have joined the European Payments Initiative (EPI) with the intention of rolling out the Wero digital wallet and instant account-to-account (A2A) payment application to customers in the first half of next year.

Payments

John Winchcombe

30 June 2025

5 min read

Bank of England Governor Questions Need for CBDCs

Speaking in Kyiv at the National Bank of Ukraine, the Governor of the Bank of England (BoE) spoke about the role of central banks in the context of changing market structures and events. His speech throws an interesting light on recent developments in the US and Europe in this area.

CBDC Free Free

John Winchcombe

30 June 2025

5 min read

CBDC News

Finally, the US Senate has passed legislation about stablecoins after a number of years trying.

CBDC

John Winchcombe

30 June 2025

2 min read

Conferences

The CB+DC Conference 2025 takes place from 9-11 September in Nassau, in collaboration with the Central Bank of The Bahamas.

Events

John Winchcombe

30 June 2025

5 min read

News in Brief

May’s edition of Cash & Payment News™ reported on a recent Bank of Canada staff paper updating a previous study on access to cash in Canada. Hot on its heels is a new paper that moves the topic forward.

Cash Usage News

John Winchcombe

30 June 2025

5 min read

Payment News

A survey of UK consumers by LHV Bank finds growing frustration with both traditional and digital banks.

News Payments

John Winchcombe

30 June 2025

6 min read

America: Land of the Free (and Payment Choice?)

The Payment Choice Coalition (PCC) in the US is an initiative launched in July 2024 by a high-level group of executives from companies active in the cash cycle: Brinks, Davis Bancorp, Fifth Third Bank, G+D, Loomis, and Lowers Risk Group. It has since expanded to include NCR Atleos, Diebold Nixdorf, Western Union, Controltek, and Crane Payment Innovations.

Future of Cash

John Winchcombe

30 June 2025

2 min read

Challenges and Risk of Payment Complexity

If you pay for something with a banknote the transaction involves you and the merchant. With the arrival of cheques banks became involved. The credit and debit card required the four pillar model that remains the basic platform for most digital payments, involving four parties (issuer bank, acquirer bank, merchant and cardholder. This four pillar model has at least six steps between the card being tendered and the transaction being completed.

Payments

Latest News

Overview and Analysis of the GENIUS Act

Cash Cycle Seminars to Focus on Resilience, Sustainability

Beyond Bills: Pakistan’s Digital Leap Begins with Budget 2025

Fraud and Who Should Pay

The New Structural Instability of the Financial System

Stablecoins: What is All the Fuss About?

French And Swedish Action to Safeguard Cash

News in Brief

P.I.T. Exchange – Resilience and Sustainability of Cash in the Cash Cycle

Sustainability and Cash Management in Thailand

Driving Environmental Change

CBDC News

Payment News

Bank of England Governor Questions Need for CBDCs

CBDC News

Conferences

News in Brief

Payment News

America: Land of the Free (and Payment Choice?)

Challenges and Risk of Payment Complexity

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