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John Winchcombe

20 Jan. 2026

5 min read

ATM Business Cases and the Future

At the Future of Cash conference in Warsaw last November, there were a number of presentations and conversations about ATM business models and interchange fees.

Cash Management

Guillaume Lepecq: Chair

20 Jan. 2026

5 min read

Germany: Cash is Cheapest Payment Instrument for Retailers

A new Deutsche Bundesbank study, ‘The cost of payment methods in the retail sector accessible’, analyses both monetary costs – fees, charges, equipment and transport costs – and non-monetary costs – the time spent by retailers using payment instruments at the point of sale or for administrative expenses.

Payments

John Winchcombe

20 Jan. 2026

1 min read

CB+DC Conference Announces 2026: Kuala Lumpur and Amsterdam

The CB+DC Conference, which focuses on digital currencies and payments, will hold two events in 2026, one in Kuala Lumpur hosted at Sasana Kijang, the Bank Negara Malaysia’s training facility, 12–14 May and one in Amsterdam 27–29 October. Registration is now open.

Events

John Winchcombe

19 Dec. 2025

2 min read

Improving Cash Resilience in the Netherlands

At the Future of Cash conference in October, Roel van Anholt from the Dutch National Bank (DNB) explained the steps taken to strengthen cash resilience.

Cash Management

John Winchcombe

19 Dec. 2025

6 min read

That Was the Year That Was

Reviewing the year shows that the arguments for and examples of the value of cash have piled up this year and come into sharper relief. At the same time, our progress in turning that into a new cash era remains limited. Concurrently, the landscape for new digital payments has got more complicated and big issues remain to be resolved. So we end the year with many positives and much to do.

Free Future of Cash Free

John Winchcombe

19 Dec. 2025

3 min read

The Spread and Impact of Faster Payments Across LAC

A World Bank blog looks at fast payment systems (FPS) in Latin America and the Caribbean (LAC) based on a new World Bank report that analyses data on FPS across 11 LAC countries. It found that the introduction of digital wallets has simplified the process and reduced the cost of transferring money in LAC. However, friction remains due to siloed payment infrastructures and uncompetitive markets.

Payments

John Winchcombe

19 Dec. 2025

4 min read

PayInc and the Future of Payments in South Africa

The South African payments processor PayInc, formerly BankservAfrica, now has South African Reserve Bank (SARB) as a 50% shareholder, alongside leading commercial banks – Absa, Access Bank, African Bank, Capitec, Citibank SA, FirstRand, Investec, Nedbank and Standard Bank.

Payments

John Winchcombe

19 Dec. 2025

5 min read

News in Brief

Nigeria’s federal government has banned the use of physical cash for revenue payments and directed all ministries, departments, and agencies (MDAs) to deploy point-of-sale terminals within 45 days, as part of a sweeping shift toward full electronic revenue collection.

News

John Winchcombe

19 Dec. 2025

6 min read

Stablecoins – a Problem of Liquidity, not Solvency

Bazil Sansom, a Research Fellow at Warwick Business School, has written a useful summary of the UK’s stablecoin challenge for Finextra. Over the last few weeks, both the Governor and Deputy Governor of the Bank of England (the Bank) have spoken about the future of money in the UK in a number of forums. A new stablecoin consultation has also just been opened.

Stablecoins

John Winchcombe

19 Dec. 2025

3 min read

Benefits and Risks of Stablecoins

An IMF paper examines stablecoins’ potential benefits and risks while surveying emerging international regulatory frameworks.

Stablecoins

John Winchcombe

19 Dec. 2025

5 min read

Payment News

G+D has bought the Payments & Banking Services business of Bank-Verlag, which processes 25% of card and internet payment transactions in Germany.

Payments

John Winchcombe

19 Dec. 2025

3 min read

Trust, Resilience and Inclusion Frame 2025 Americas Cash Cycle Seminar

Currency Research (CR) hosted its annual Americas Cash Cycle Seminar earlier this month in Miami, returning to South Florida after an eight-year absence. The 2025 edition welcomed 214 delegates from 99 organisations – including 35 central and commercial banks – from 36 countries, making it the best-attended Americas Seminar in more than a decade, according to CR.

Payments

John Winchcombe

19 Dec. 2025

5 min read

CBDC News

Norges Bank has assessed whether introducing a CBDC is appropriate to ensure that paying with the Norwegian krone will remain secure, efficient and attractive.

CBDC

John Winchcombe

19 Dec. 2025

2 min read

Real Life Business Cases for the Digital Tenge

The National Bank of Kazakhstan has taken to LinkedIn to report progress on the Digital Tenge and to state that it is open to collaboration on CBDCs, programmable payments and what it refers to as GovTech. The Digital Tenge is already live, and it is providing a working programmable finance system that’s already part of the country’s financial infrastructure.

CBDC

John Winchcombe

25 Nov. 2025

2 min read

European Parliament Requires an Offline Digital Euro First

The European Parliament’s Committee on Economic and Monetary Affairs issued its draft report on the European Commission’s proposal for a regulation on the establishment of the digital euro on 3 November.

Digital CN

John Winchcombe

25 Nov. 2025

5 min read

Cash in a Careless System – the Experience of Gen Z

Pascal Wicht presented SICPA’s research on Gen Z at the Future of Cash. The title of the presentation was ‘Cash in a Careless System – Reframing Value, Autonomy and Resilience’. And it was a thought-provoking presentation.

Future of Cash

John Winchcombe

25 Nov. 2025

4 min read

Poland’s Playbook for Unthinkable Times

Barbara Jaroszek, Director, Cash and Issue Department at Narodowy Bank Polski (NBP), spoke about ‘Poland’s Paybook for Unthinkable Times’ at the Future of Cash conference in Warsaw on 4 November.

Cash Usage

John Winchcombe

25 Nov. 2025

5 min read

Reflections on the Future of Cash Conference 2025

We are in a different place compared with even two years ago and the conversation about the future of cash is changing substantially. This was visible in the agenda and the conversations of this year’s Future of Cash conference, which took place in Warsaw at the start of November.

Events Free Future of Cash Free

John Winchcombe

25 Nov. 2025

5 min read

News in Brief

Reuter has reported that Visa and Mastercard have agreed a $38 billion settlement with US retailers over interchange fees by agreeing to cut interchange fees, which typically average 2-2.5% per transaction, by a tenth of a percentage point over several years.

News

John Winchcombe

25 Nov. 2025

4 min read

Payment News

Mastercard has held an ‘African Edge Summit’ to accelerate Africa’s digital payments. The event focused on building infrastructure, and interoperability with a focus on consumers and small businesses with representatives from banks, fintech companies, telcos, regulators and technology partners.

Payments

Latest News

ATM Business Cases and the Future

Germany: Cash is Cheapest Payment Instrument for Retailers

CB+DC Conference Announces 2026: Kuala Lumpur and Amsterdam

Improving Cash Resilience in the Netherlands

That Was the Year That Was

The Spread and Impact of Faster Payments Across LAC

PayInc and the Future of Payments in South Africa

News in Brief

Stablecoins – a Problem of Liquidity, not Solvency

Benefits and Risks of Stablecoins

Payment News

Trust, Resilience and Inclusion Frame 2025 Americas Cash Cycle Seminar

CBDC News

Real Life Business Cases for the Digital Tenge

European Parliament Requires an Offline Digital Euro First

Cash in a Careless System – the Experience of Gen Z

Poland’s Playbook for Unthinkable Times

Reflections on the Future of Cash Conference 2025

News in Brief

Payment News

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