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John Winchcombe

26 July 2021

7 min read

Modelling Future Cash Transaction Volumes

In September 2020 Reconnaissance Consulting Group was asked to consider what would happen to cash at a future moment where the world economy and society had re-opened living with COVID.

Cash Usage Data Analytics Free Free

John Winchcombe

25 July 2021

2 min read

Call for Papers for New Technical ‘Super’ Event

The Optical Document Security and Digital Document Security conferences have now been combined into one ‘super-conference’, Optical & Digital Document Security (ODDS).

Events

John Winchcombe

25 July 2021

2 min read

DNB Reports on the Future of Cash Infrastructure

The Dutch National Bank (DNB) has written to the Dutch House of Representatives presenting its report, ‘The Future of Cash Infrastructure in the Netherlands’. The DNB commissioned a study from McKinsey in December last year as the basis for this report.

Country Profile Free Future of Cash Free

John Winchcombe

25 July 2021

3 min read

‘Cash in Times of Turmoil’

The Bundesbank held its international cash conference in June 2021 on the topic of ‘Cash in Times of Turmoil’. The future of cash was extensively explored alongside the impact of the pandemic on cash usage and consumer behaviour.

COVID Events

John Winchcombe

25 July 2021

4 min read

Financial Crime is Not Victimless

Financial crime, particularly digital financial crime, can feel victimless. The losses are factored into the fees and charges which are passed on in higher prices and the press seldom focus on the distress and stress caused to individuals faced with criminal activity.

Crime

John Winchcombe

25 July 2021

2 min read

A Better Way to Measure Cash

Enryo, the payment consultancy, addressed the ‘cash paradox’ in a recent piece in Finextra.

Cash in Circulation

John Winchcombe

25 July 2021

6 min read

Round-Up of CBDC News

As a reminder, CBDC announcements were made in May relating to Brazil, Georgia, Japan, Kazakhstan, Norway, Pakistan and Russia and in June to Indonesia, Korea, Mauritius, South Africa and Thailand.

CBDC

John Winchcombe

25 July 2021

4 min read

12 Months an Editor - the Only Certainty is Change

This is a reflection on 12 months as Editor of Cash & Payment News™ (CPN), writing about the payment environment and the role of cash. With the impact of the pandemic providing the backdrop, a number of themes are evident.

Editorial

John Winchcombe

25 July 2021

5 min read

Payment News

China has decided to stop cryptocurrency mining in the interests of financial stability. Mining is the process that validates cryptocurrency transactions by solving cryptographic puzzles in return for receiving newly minted coins.

Digital Payments News

John Winchcombe

25 July 2021

5 min read

News in Brief

A number of states and cities in the US have implemented or are considering legislation to make cash acceptance at retailers mandatory.

ATMs CBDC News

John Winchcombe

25 July 2021

4 min read

Cash Survey Results in Switzerland and the US

Both Switzerland and the US are big users of cash. Here we report on surveys that show change is happening.

Country Profile Surveys

John Winchcombe

5 July 2021

3 min read

The Complexities of Financial Inclusion

Two articles recently cast a different light on financial inclusion. The first published by Cash Essentials and written by Manuel A. Bautista-González of Colombia University about cash in Mexico and the second published in the Irish Times. Very different stories but interesting perspectives on using less cash.

Digital Payments Future of Cash

John Winchcombe

21 June 2021

2 min read

Dutch Remain Positive about Cash

A survey carried out in February 2021 by the Dutch National Bank (DNB Cash) contained some good news for cash. In five years’ time over 70% of all age groups expect still to be using cash.

Country Profile Future of Cash

John Winchcombe

21 June 2021

2 min read

Proof-of-Work v Proof-of-Stake

Cryptocurrencies are almost all built on two different approaches – proof-of-work or proof-of-state.

CBDC Country Profile Digital Payments

John Winchcombe

21 June 2021

3 min read

Why Do Central Banks Need CBDCs?

Ralph Wintergerst, CEO of the G+D Group, has recently written an article published in the International Banker magazine. The article’s title is ‘Britain needs a digital central bank currency’, but in fact the article is an explanation of why any central bank needs a Central Bank Digital Currency (CBDC).

CBDC Editorial

John Winchcombe

21 June 2021

2 min read

Threat to Payments from Chip Shortage

A shortage of EMV chips is creating real risks for payments since these chips enable ATM cash withdrawals and all forms of digital payments.

ATMs Cards Digital Payments

John Winchcombe

21 June 2021

7 min read

SNB Favours a Token-Based CBDC Design

The Swiss National Bank (SNB) issued its working paper 3/2021 ‘How to issue a central bank digital currency’. Written by David Chaum, Christian Grothoff and Thomas Moser, the paper presents the SNB’s thinking about a token-based retail CBDC, a rather different approach from most other central banks.

CBDC Country Profile

John Winchcombe

21 June 2021

2 min read

Challenges of Electronic Payments

In the last week there have been a number of payment related stories. What links them all is that they demonstrate that electronic payments face a range of challenges that have a direct impact on customers. The role of the regulator is evident in all of them whether requiring action or ‘guiding’ providers to take action.

Cards Commercial Banks Crime

John Winchcombe

21 June 2021

3 min read

The Cash Cycle Seminar (ICCOS) Resumes In-Person Events in 2021

Over the past year Currency Research has successfully pivoted to deliver online virtual events across its portfolio, with approximately 50 live and on-demand sessions reaching over 3,000 industry participants across the cash and payments industries.

Events

John Winchcombe

21 June 2021

4 min read

How to ‘Green’ the Cash Cycle

Jens Eberhardt, Managing Director of Cashinfrapro, has written a useful paper – ‘Green Cash Logistics’ – which considers how modern ways of working can reduce the environmental impact of the cash cycle.

Cash Management Free Free

Latest News

Modelling Future Cash Transaction Volumes

Call for Papers for New Technical ‘Super’ Event

DNB Reports on the Future of Cash Infrastructure

‘Cash in Times of Turmoil’

Financial Crime is Not Victimless

A Better Way to Measure Cash

Round-Up of CBDC News

12 Months an Editor - the Only Certainty is Change

Payment News

News in Brief

Cash Survey Results in Switzerland and the US

The Complexities of Financial Inclusion

Dutch Remain Positive about Cash

Proof-of-Work v Proof-of-Stake

Why Do Central Banks Need CBDCs?

Threat to Payments from Chip Shortage

SNB Favours a Token-Based CBDC Design

Challenges of Electronic Payments

The Cash Cycle Seminar (ICCOS) Resumes In-Person Events in 2021

How to ‘Green’ the Cash Cycle

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